With years of experience in the insurance and investment industry, we understand the importance of saving and investing for retirement. But we've also seen that once clients reach retirement, there's often little direction on how to actually spend those assets—leaving a lot of uncertainty behind:
• Will I run out of money?
• Have I saved enough?
• Can we afford to buy a retirement home?
• Will there be money left to leave to my family?
• How much can I spend?
• What if there's another market crash? Will I have to go back to work?
At Income Planning Group, LLC, we strive to bring peace of mind through a simple, easy-to-understand, personalized income plan built around objective guidance you can trust. We'll show you how much income your assets should provide over your expected lifetime in retirement, and how your spending goals fit into that plan.
As your independent, fiduciary advisor, we offer strategies to improve your retirement income—even if you're no longer saving—including tax-efficient approaches to withdrawing from your accounts. We help you improve your chances of never outliving your assets, because how you take money out of your assets, and in what order, can be just as important as how much you saved putting it in.
