We understand the importance of saving and investing for retirement. But we've also seen that once people reach retirement, there's often little direction on how to actually spend those assets—leaving a lot of uncertainty behind:
• Will I run out of money?
• Have I saved enough?
• Can we afford to buy a retirement home?
• Will there be money left to leave to my family?
• How much can I spend?
• What if there's another market crash? Will I have to go back to work?
At Income Planning Group, LLC, we strive to bring peace of mind through a simple, easy-to-understand, personalized income plan built around objective guidance you can trust. We'll work with you to help estimate what a sustainable level of income might look like in retirement, and how your spending goals fit into that plan.
As your independent, fiduciary advisor, we offer strategies to improve your retirement income—even if you're no longer saving—including tax-efficient approaches to withdrawing from your accounts. We work with you to develop strategies designed to help your assets last over your expected lifetime in retirement, because how you take money out of your assets, and in what order, can be just as important as how much you saved putting it in.
